Wednesday, November 10, 2010

Affordable Florida Car Insurance - Teen Drivers, Pay Less

Affordable Florida car insurance for teens isn't something folks expect to see all the time. However, there are proven steps that will guarantee a teen enjoy lower auto insurance rates. Here they are...

1. Lower Mileage...

Use the public transport system anytime possible. Your mileage is a strong point in working out your risk to an insurer. The more your mileage, the more the probability that you'll make a claim in a short while. The lower your risk to your insurer the more affordable Florida car insurance rates you'll get.

2. Good Grades...

Students who make excellent grades get reduced auto insurance rates. .

3. Safety Features...

Ensure you get a car that is equipped safety devices. Let your insurer be told if you have such in your car. Since they will keep you and your vehicle safer they are thus seen as better risks by insurance companies. Those cars will make you get affordable Florida car insurance rates.

5. Smaller Cheaper Cars...

Buy a smaller car. Leave sports cars and other cars that are generally costly to insure. You can buy a similar vehicle that costs a lot less to insure. But as a rule of thumb: Big cars, costly cars, classic cars, vehicles with a high incidence of theft will cost you more to insure.

6. A Course In Defensive Driving...

Take courses in defensive driving. Defensive driving courses that are recognized by your insurer will help you get affordable Florida car insurance.

7. Raising Your Deductibles...

Choose higher deductibles. The higher your deductible the less your vehicle insurance rate. Only take care not to choose deductibles that are higher than you can pay easily. .

8. Getting Many Quotes...

You will definitely get an affordable Florida car insurance rate if you obtain and compare quotes from quotes sites. Visiting a minimum of three quotes sites raise the chances that you'd make bigger savings. This provides you a broader basis for doing better comparisons thus increasing your chances of realizing more savings.

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